Action Bank Review: Our Verdict
UnionSlots rating: 6.5/10. Action Bank is aimed at players who like the feel of a UK fruit machine: 7s, BARs and Xs, a joker wild and a feature you can watch building as O symbols turn into Golden Vaults. Gambling your free spins adds a genuine decision, and the Big Bank Bonus is quick and simple. The catch is the 95.16% RTP, below what most current slots offer, and a presentation that has not aged well.
Pros
- Five Golden Vaults on one spin trigger the feature, and O symbols can turn into vaults.
- Double 7s, BARs and Xs on reel 1 during the free spins.
- Big Bank Bonus pick game with a top prize of 500x the stake.
Cons
- A 95.16% RTP is below average.
- Plain, dated presentation.
- The spins gamble can leave you with fewer free spins than you started with.
Action Bank Slot Facts
| Provider | Barcrest (Light and Wonder) |
| RTP | 95.16% |
| Volatility | Medium |
| Max win | Not confirmed (sources disagree) |
| Reels × rows | 5 × 3 |
| Paylines | 20, fixed |
| Feature trigger | 5 Golden Vaults on one spin |
| Big Bank Bonus top prize | 500x stake |
| Min bet | £0.20 |
| Mobile | Yes, iOS and Android browser |
How Action Bank Works
Action Bank plays on five reels and three rows with 20 fixed paylines. The paying symbols are 7s, BARs and Xs, and a joker wild stands in for them. Alongside them sit plain O symbols: on a reel that is not part of a win, an O can transform into a Golden Vault. Land five Golden Vaults on the same spin and the feature begins, so even losing spins give you something to watch.
Free Spins and the Spins Gamble
When the feature starts you pick a vault to reveal how many free spins you have won. You can then accept them or gamble them: the gamble can raise the number or cut it, so it suits players who are comfortable risking a small award for the chance of a bigger one. During the free spins, reel 1 can land double 7s, double BARs and double Xs, which double the prize of a line they complete.
Big Bank Bonus
The Big Bank Bonus comes out of the Golden Vault feature and is a straightforward pick game. Fifteen gems are hidden behind the vault doors, a mix of sapphires, rubies and diamonds, and you keep picking until three of one kind are revealed. Diamonds are the most valuable, and the top award is 500x the stake.
3 matches-x20
4 matches-x100
5 matches-x500
3 matches-x10
4 matches-x20
5 matches-x100
3 matches-x5
4 matches-x10
5 matches-x50
RTP, Volatility and What to Expect
Action Bank has a 95.16% RTP, which is on the low side for an online slot, and it is rated medium volatility. With only line wins in the base game, a lot rests on reaching the Golden Vault feature and on how you handle the spins gamble. Gambling a small award can pay off, but it can also cost you spins, so decide in advance how you will play it. We have not quoted a max win: the databases we checked give different figures. The RTP shown in the game’s info screen is the figure that applies at your casino.
Similar Fruit Machine Slots
For more fruit machine-style slots, see Mega Joker and Fire Joker, or try Rainbow Riches Pick ‘n’ Mix and more Barcrest slots.
Playing Action Bank in the UK and on Mobile
Action Bank runs in the browser on iOS and Android. At UKGC-licensed casinos the stake is capped at £5 per spin (£2 if you are 18–24), and autoplay and turbo are switched off. Demo mode is available at most UKGC casinos after registration and age verification.
Gambling Responsibly
Slots should stay a paid-for form of entertainment. Set a budget before you play, and if gambling stops being fun, these UK services offer free, confidential help:
- GamCare: National Gambling Helpline, 0808 8020 133, open 24/7.
- GamStop: free self-exclusion from all UKGC-licensed gambling sites.
Molly Linwood
Content Specialist
I’m Molly Linwood, a Content Specialist at UnionSlots, where I’m dedicated to delivering the best online slot reviews and comprehensive industry insights for UK players. With a deep understanding of the latest trends in online gambling, I craft engaging, SEO-optimized content that helps UK players navigate the world of online slots. By staying up to date with the newest releases and slot mechanics, I ensure every piece of content adheres to UKGC and ASA guidelines. My work is driven by a passion for delivering valuable information about the best online slots in the UK, while keeping players informed about responsible gaming practices.
FAQ
What is the RTP of Action Bank?
Action Bank has a 95.16% RTP, below the level of most modern slots. The game’s info screen at your casino shows the figure for the version you are playing.
How do you trigger the free spins in Action Bank?
Land five Golden Vault symbols on the same spin. O symbols can transform into Golden Vaults, and once the feature starts you pick a vault to reveal your free spins, which you can then gamble for more.
What is the Big Bank Bonus in Action Bank?
It is a pick game that comes out of the Golden Vault feature. You pick from 15 hidden gems until three of one kind match, and the top prize is 500x your stake.
Who makes Action Bank?
Action Bank is a Barcrest game. Barcrest is a UK slot brand within Light and Wonder, the company formerly known as Scientific Games.
What is the volatility of Action Bank?
Action Bank is rated medium volatility. At UKGC-licensed casinos the stake is capped at £5 per spin, or £2 if you are 18–24.
Is there an Action Bank demo?
There is no demo on this page. UKGC-licensed casinos offer demo mode after registration and age verification (18+).
